Car accidents are stressful and often result in confusion regarding who is at fault. Understanding how fault is determined in Louisiana can help you navigate the aftermath of a collision more effectively. At The Burrell Firm LLC, we specialize in personal injury cases, including car accidents in Louisiana. In this blog post, we’ll explore the factors involved in determining fault, the role of insurance companies, and what steps you should take if you’re involved in a car accident in Louisiana.
Understanding Fault in Louisiana Car Accidents
Louisiana follows a “fault” system when it comes to car accidents, meaning the driver who is at fault for the accident is responsible for covering the damages incurred by the other parties involved. Determining fault involves assessing the actions and behaviors of each driver leading up to the accident.
Factors Considered in Fault Determination
Several factors are taken into account when determining fault in a car accident in Louisiana:
- Traffic Laws: Violations of traffic laws, such as running a red light or speeding, can contribute to fault determination.
- Driver Behavior: Reckless driving, distracted driving, or driving under the influence of drugs or alcohol can also impact fault.
- Witness Testimony: Statements from eyewitnesses who observed the accident can provide valuable insight into what happened and who was at fault.
- Police Reports: Law enforcement officers who respond to the accident scene will create an official police report detailing their findings, including their assessment of fault.
- Evidence: Physical evidence, such as skid marks, vehicle damage, and road conditions, can help reconstruct the accident and determine fault.
Comparative Fault Rule in Louisiana
Louisiana follows a comparative fault rule, which means that even if you are partially at fault for the accident, you may still be able to recover damages. However, your total compensation will be reduced by your percentage of fault. For example, if you are found to be 20% at fault for the accident, your compensation will be reduced by 20%.
Role of Insurance Companies
Insurance companies play a significant role in the aftermath of a car accident in Louisiana. Each driver’s insurance company will conduct its own investigation to determine fault and assess the extent of damages. It’s essential to remember that insurance companies are primarily concerned with minimizing their payouts, so they may try to shift blame or offer low settlement amounts.
Steps to Follow After a Car Accident in Louisiana
If you find yourself in a car accident in Louisiana, here are the steps you ought to follow:
- Check for Injuries: Ensure to examine yourself and others involved in the accident for any injuries. Promptly seek medical assistance for anyone injured.
- Inform the Authorities: Notify the police about the accident and wait for their arrival at the scene. Obtain a copy of the police report for your personal records.
- Exchange Details: Provide and receive contact information and insurance details with the other driver(s) involved in the collision.
- Document the Scene: Capture photographs of the accident scene, documenting vehicle damage, road conditions, and relevant signage or traffic signals.
- Contact Your Insurance Provider: Inform your insurance company about the accident at your earliest convenience. Furnish them with accurate information regarding the accident while refraining from admitting fault.
How The Burrell Firm LLC Can Help
At The Burrell Firm LLC, we understand the complexities of car accident cases in Louisiana. Our experienced attorneys are dedicated to helping accident victims seek the compensation they deserve for their injuries and losses. We will investigate the circumstances of your accident, gather evidence to support your claim, and negotiate with insurance companies on your behalf.
Contact Us
If you’ve been injured in a car accident in Louisiana, don’t hesitate to reach out to The Burrell Firm LLC for a free consultation. We’re here to help you understand your legal rights and pursue justice.
